feat: rplt-591 payments authoriser update

[willmcvay]

Pull request checklist

Detail as per issue below (required):

fixes: #rptl-591

[codacy-production]

Coverage summary from Codacy

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Coverage variation	Diff coverage
Report missing for a69e5161	✅ 0.00%

Coverage variation details

	Coverable lines	Covered lines	Coverage
Common ancestor commit (a69e516)	Report Missing	Report Missing	Report Missing
Head commit (02b0872)	19519	16358	83.81%

Coverage variation is the difference between the coverage for the head and common ancestor commits of the pull request branch: <coverage of head commit> - <coverage of common ancestor commit>

Diff coverage details

	Coverable lines	Covered lines	Diff coverage
Pull request (#11493)	23	0	0.00%

Diff coverage is the percentage of lines that are covered by tests out of the coverable lines that the pull request added or modified: <covered lines added or modified>/<coverable lines added or modified> * 100%

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