chore: update default templates

[junczhu]

Description

What this PR does / why we need it:

Which issue(s) this PR fixes (optional, using fixes #<issue number>(, fixes #<issue_number>, ...) format, will close the issue(s) when the PR gets merged):

Fixes #

Type of change

Please delete options that are not relevant.

• Helm Chart Change (any edit/addition/update that is necessary for changes merged to the main branch)
• This change requires a documentation update

How Has This Been Tested?

Please describe the tests that you ran to verify your changes. Please also list any relevant details for your test configuration

As discussed in community meeting, please validate scenario :

1. install Ratify 1.2
2. upgrade to Latest ratify with updated verifier

• manual test
  No change in default template and there would be no breaking change.
  Verified that if we need replace and using the apply command to apply the new config can cause a problem:
  

AKS tests passed in my fork:

Checklist:

• Does the affected code have corresponding tests?
• Are the changes documented, not just with inline documentation, but also with conceptual documentation such as an overview of a new feature, or task-based documentation like a tutorial? Consider if this change should be announced on your project blog.
• Does this introduce breaking changes that would require an announcement or bumping the major version?
• Do all new files have appropriate license header?

Post Merge Requirements

• MAINTAINERS: manually trigger the "Publish Package" workflow after merging any PR that indicates Helm Chart Change

[codecov]

Codecov Report

All modified and coverable lines are covered by tests ✅

see 19 files with indirect coverage changes