Tink PFM SDK for iOS

Prerequisites

1. App with a deployment target of iOS 11 or later.
2. Follow the getting started guide to set up your Tink account.
3. Get an access token with the scopes required for the features you intend to use.

Installation

Using CocoaPods

Refer to their guide for usage and installation instructions.

1. Add TinkPFMUI to your Podfile.

   pod "TinkPFMUI"
   

2. Run pod install in your project directory.

3. Open your .xcworkspace file to see the project in Xcode.

Manual Installation

Drag the TinkPFMUI.xcframework into the Frameworks, Libraries, and Embedded Content section on your application targets’ General tab.

You should now be able to import TinkPFMUI within your project.

Initialization

Tink PFM SDK needs a valid access token for a specific user to function correctly. Since Tink PFM SDK does not handle any type of authentication, this needs to be done by your backend. See this link for more info on how this is done. Once you have an access token you pass it on to your Tink instance.

Tink.shared.setCredential(.accessToken(accessToken))

Once you have a valid access token you can create a FinanceOverviewViewController.

let financeOverviewViewController = FinanceOverviewViewController(features: [.statistics([.expenses, .income]), .accounts, .latestTransactions])
let navigationController = UINavigationController(rootViewController: financeOverviewViewController)

4. Present the view controller, for example in a UITabbarController:

tabBarController.viewControllers?.append(navigationController)

Refreshing access tokens

User access tokens expire after a set amount of time. You can keep your user logged in by exchanging your refresh token for a new access token and passing it to the Tink PFM SDK. This will replace the previous token that was used. If needed you can also refresh the statistics, accounts and latest transactions.

Tink.shared.setCredential(.accessToken(accessToken))
Tink.shared.refresh()

Caching

The SDK will cache fetched data in memory. If the user logs out, you need to reset the cache to make sure there won't be any cached data presented to the wrong user.

Tink.shared.resetCache()

Creating a custom Tink instance

You can create your own Tink instance if you prefer. This might be used if you would like full control over the lifetime of the Tink object or if you need to access more advanced features like certificate pinning.

1. Create a configuration:

let configuration = Tink.Configuration(endpoint: .custom(url: customEndpoint), certificate: certificate)

The SSL certificate is used for certificate pinning. This is optional and you can choose to set it depending on your requirements.

2. Create a Tink instance using your configuration:

let tink = Tink(configuration: configuration)

3. The Tink instance can be added to view controllers during initialization:

let financeOverviewViewController = FinanceOverviewViewController(tink: tink, features: [.statistics([.expenses, .income]), .accounts, .latestTransactions])

Appearance

You can configure colors, icons and fonts by providing Tink PFM SDK with a ColorProviding, IconProviding and FontProviding type respectively. Tink PFM SDK also provides an AppearanceProvider type that conforms to all of these protocols and can be used to customize the Tink PFM SDK views. You can selectively choose what icons you'd like to customize.

To customize the appearance of the SDK, use the Appearance singleton.

// Create an appearance provider 
let appearanceProvider = AppearanceProvider(
    accent: accentColor,
    expenses: expensesColor,
    income: incomeColor,
    transfers: transfersColor,
    uncategorized: uncategorizedColor,
)

// Update the appearance
Appearance.provider = appearanceProvider

Localization

Numerical and time-based information such as transaction amounts and dates are formatted with the locale settings set by the current user in the system Settings app.

Since some user-facing text is sent from the Tink API we recommend you to set the locale of the Tink user model to match the user's preference for a consistent user experience.

User-facing text in Tink PFM SDK are in English by default. To add translations for other locales, refer to Localizable Strings document provided with the SDK.

Additional requirements

Locking screen orientation

View controllers from Tink PFM SDK should always be displayed in a portrait orientation since they currently do not support landscape orientations. If presented in a landscape orientation, it will cause unexpected results and a suboptimal user experience. Disable other orientations than portrait by either overriding supportedInterfaceOrientations in the view controller that presents the view controller you're using from Tink PFM SDK.

override var supportedInterfaceOrientations: UIInterfaceOrientationMask {
    return .portrait
}

Or by disabling all Device Orientations except Portrait in the Deployment Info section on your application targets’ General tab.