Australian Banking Solutions in 2024

1. Assist Students in Avoiding Financial Crises: Proactively address financial issues by utilizing financial crisis prediction, providing warnings to students rather than having them resort to services like Afterpay or ZipPay.

2. Inform Customers About Carbon Footprints: Notify customers of the carbon footprint left behind by each transaction and suggest eco-friendly alternatives.

3. Predict Cost-Effective Alternatives Using Grocery History: Integrate Everyday Rewards from Woolworths and Flybuys from Coles to predict cheaper alternatives based on customers' grocery purchasing history.

4. Invest Users' Money with Consent: With users' consent, invest their money using platforms like Robinhood to provide variable returns with a guaranteed minimum return.

5. Categorize Transactions: Classify user transactions into categories such as necessities vs. luxuries to help customers manage their finances more effectively.

6. Real-Time Fraud Detection: Assist customers with real-time fraud detection by identifying unusual vendor activity.