Releases · moov-io/paygate

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Version v0.7.0 of Paygate adds more support for return and incoming (COR/NOC) file processing along with admin methods for updating file transfer configuration without needing to restart paygate or update the underlying database directly.

Account numbers are encrypted in a migration as part of this release. Masked versions are stored alongside their encrypted form, but the cleartext values are not wiped.

Please read over the guide for account number encryption migration.

Also included are filename templates for merged ACH files uploaded to an ODFI. This allows banks with specific rules for files to be used with paygate.

KYC information is now optionally read for Originator and Receiver objects on creation. Paygate uses Moov Customers to perform validation and an OFAC check of this data.

The Moov Customers service will be used to register each Originator and Receiver (and their Depository) objects with any disclaimers required to be accepted prior to Transfer creation. OFAC searches for each customer are refreshed weekly by default with a config option to change the allowed staleness.

ADDITIONS

internal/filetransfer: add HTTP routes for updating and deleting file transfer configs
internal/filetransfer: allow synchronous waiting for flush routes (/files/flush?wait)
main: Add 'GET /version' admin endpoint
api,client: add return codes to Depository and Transfer HTTP responses
filetransfer: support reading a config file for routing and FTP/SFTP configuration
filetransfer: update Depository and Originator/Receiver objects from incoming COR entries
depositories: add admin route for overriding status
micro-deposits: record metrics on initate and confirmation
micro-deposits: prevent additional attempts once we've failed too many times
customers: Refresh OFAC searches weekly by default
filetransfer: reject file uploads if they're not whitelisted by IP address

IMPROVEMENTS

micro-deposits: don't require x-user-id on admin route to read
internal/filetransfer: override String() on ftp and sftp configs to hide passwords
micro-deposits: debit the micro-deposit from the remote account when crediting
micro-deposits: accumulate deposit amounts for a final withdraw
files: reverse micro-deposit transactions in Accounts, if enabled
internal/database: micro_deposits.return_code should default to an empty string
internal/filetransfer: support additional NACHA return codes
internal/filetransfer: pass through x-request-id and x-user-id HTTP headers
all: wrap http.ResponseWriter with enhanced logging and responses
all: close out db connections where they've been missed

BUG FIXES

internal/filetransfer: fix timezone issues in CutoffTime tests
depositories: always set proper content-type in HTTP routes
micro-deposits: grow mysql file_id column to store '*-micro-deposit-verify' IDs
common: Fixed an issue in Amount.Equal()
api,client: require x-user-id HTTP header in OpenAPI spec
all: check sql Row.Scan errors
transfers: expand window for EffectiveEntryDate comparison against created_at
internal/filetransfer: micro-deposit returns only need one (Receiver) Depository
filetransfer: write filenames with their destination, not origin
receivers: verify an updated DefaultDepository belongs to the user
database: cleanup goroutines for metrics reporting on shutdown

BUILD

update Docker images for moov-io dependencies
cmd/server: main() method was moved to a separate package
internal: remove methods from public exported interface and split some code out into smaller packages
build: flush (and wait) files in CI
Update moov/fed Docker tag to v0.4.1

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Releases: moov-io/paygate

v0.8.0-rc3

v0.7.3

v0.7.2

v0.8.0-rc2

v0.8.0-rc1

v0.7.1

v0.7.0

v0.7.0-rc5

v0.7.0-rc4

v0.7.0-rc3