diff --git a/src/libraries/System.Net.Security/src/System/Net/Security/SslStream.IO.cs b/src/libraries/System.Net.Security/src/System/Net/Security/SslStream.IO.cs
index d7438c0a0ff82d..93408ae042435b 100644
--- a/src/libraries/System.Net.Security/src/System/Net/Security/SslStream.IO.cs
+++ b/src/libraries/System.Net.Security/src/System/Net/Security/SslStream.IO.cs
@@ -516,13 +516,6 @@ private bool CompleteHandshake(ref ProtocolToken alertToken, out SslPolicyErrors
                 return true;
             }
 
-            if (_selectedClientCertificate != null && !CertificateValidationPal.IsLocalCertificateUsed(_credentialsHandle, _securityContext!))
-            {
-                // We may select client cert but it may not be used.
-                // This is primarily an issue on Windows with credential caching.
-                _selectedClientCertificate = null;
-            }
-
 #if TARGET_ANDROID
             // On Android, the remote certificate verification can be invoked from Java TrustManager's callback
             // during the handshake process. If that has occurred, we shouldn't run the validation again and
diff --git a/src/libraries/System.Net.Security/src/System/Net/Security/SslStream.Protocol.cs b/src/libraries/System.Net.Security/src/System/Net/Security/SslStream.Protocol.cs
index 545cdf155c61b6..8c258b6f6bc5d5 100644
--- a/src/libraries/System.Net.Security/src/System/Net/Security/SslStream.Protocol.cs
+++ b/src/libraries/System.Net.Security/src/System/Net/Security/SslStream.Protocol.cs
@@ -52,7 +52,12 @@ internal X509Certificate? LocalClientCertificate
         {
             get
             {
-                return _selectedClientCertificate;
+                if (_selectedClientCertificate != null && CertificateValidationPal.IsLocalCertificateUsed(_credentialsHandle, _securityContext!))
+                {
+                    return _selectedClientCertificate;
+                }
+
+                return null;
             }
         }
 
diff --git a/src/libraries/System.Net.Security/tests/FunctionalTests/SslStreamMutualAuthenticationTest.cs b/src/libraries/System.Net.Security/tests/FunctionalTests/SslStreamMutualAuthenticationTest.cs
index 758c72f3c638e5..7a858a644bab3e 100644
--- a/src/libraries/System.Net.Security/tests/FunctionalTests/SslStreamMutualAuthenticationTest.cs
+++ b/src/libraries/System.Net.Security/tests/FunctionalTests/SslStreamMutualAuthenticationTest.cs
@@ -40,6 +40,19 @@ public enum ClientCertSource
             CertificateContext
         }
 
+        public static TheoryData<ClientCertSource> CertSourceData()
+        {
+            TheoryData<ClientCertSource> data = new();
+
+            foreach (var source in Enum.GetValues<ClientCertSource>())
+            {
+                data.Add(source);
+            }
+
+            return data;
+        }
+
+
         public static TheoryData<bool, ClientCertSource> BoolAndCertSourceData()
         {
             TheoryData<bool, ClientCertSource> data = new();
@@ -143,6 +156,72 @@ await TestConfiguration.WhenAllOrAnyFailedWithTimeout(
             }
         }
 
+        [ConditionalTheory(typeof(TestConfiguration), nameof(TestConfiguration.SupportsRenegotiation))]
+        [MemberData(nameof(CertSourceData))]
+        [PlatformSpecific(TestPlatforms.Windows | TestPlatforms.Linux)]
+        public async Task SslStream_NegotiateClientCertificate_IsMutuallyAuthenticatedCorrect(ClientCertSource certSource)
+        {
+            SslStreamCertificateContext context = SslStreamCertificateContext.Create(_serverCertificate, null);
+            var clientOptions = new SslClientAuthenticationOptions
+            {
+                TargetHost = Guid.NewGuid().ToString("N")
+            };
+
+            for (int round = 0; round < 3; round++)
+            {
+                (Stream stream1, Stream stream2) = TestHelper.GetConnectedStreams();
+                using (var client = new SslStream(stream1, false, AllowAnyCertificate))
+                using (var server = new SslStream(stream2, false, AllowAnyCertificate))
+                {
+
+                    switch (certSource)
+                    {
+                        case ClientCertSource.ClientCertificate:
+                            clientOptions.ClientCertificates = new X509CertificateCollection() { _clientCertificate };
+                            break;
+                        case ClientCertSource.SelectionCallback:
+                            clientOptions.LocalCertificateSelectionCallback = ClientCertSelectionCallback;
+                            break;
+                        case ClientCertSource.CertificateContext:
+                            clientOptions.ClientCertificateContext = SslStreamCertificateContext.Create(_clientCertificate, new());
+                            break;
+                    }
+
+                    Task t2 = client.AuthenticateAsClientAsync(clientOptions);
+                    Task t1 = server.AuthenticateAsServerAsync(new SslServerAuthenticationOptions
+                    {
+                        ServerCertificateContext = context,
+                        ClientCertificateRequired = false,
+                        EnabledSslProtocols = SslProtocols.Tls12,
+
+                    });
+
+                    await TestConfiguration.WhenAllOrAnyFailedWithTimeout(t1, t2);
+
+                    if (round >= 0 && server.RemoteCertificate != null)
+                    {
+                        // TLS resumed
+                        Assert.True(client.IsMutuallyAuthenticated, "client.IsMutuallyAuthenticated");
+                        Assert.True(server.IsMutuallyAuthenticated, "server.IsMutuallyAuthenticated");
+                        continue;
+                    }
+
+                    Assert.False(client.IsMutuallyAuthenticated, "client.IsMutuallyAuthenticated");
+                    Assert.False(server.IsMutuallyAuthenticated, "server.IsMutuallyAuthenticated");
+
+                    var t = client.ReadAsync(new byte[1]);
+                    await server.NegotiateClientCertificateAsync();
+                    Assert.NotNull(server.RemoteCertificate);
+                    await server.WriteAsync(new byte[1]);
+                    await t;
+
+                    Assert.NotNull(server.RemoteCertificate);
+                    Assert.True(client.IsMutuallyAuthenticated, "client.IsMutuallyAuthenticated");
+                    Assert.True(server.IsMutuallyAuthenticated, "server.IsMutuallyAuthenticated");
+                }
+            }
+        }
+
         [ConditionalTheory(typeof(PlatformDetection), nameof(PlatformDetection.IsNotWindows7))]
         [ClassData(typeof(SslProtocolSupport.SupportedSslProtocolsTestData))]
         public async Task SslStream_ResumedSessionsClientCollection_IsMutuallyAuthenticatedCorrect(