diff --git a/testing/app.go b/testing/app.go
index 487e0569ba2..320bb0f00a7 100644
--- a/testing/app.go
+++ b/testing/app.go
@@ -91,22 +91,18 @@ func SetupWithGenesisValSet(t *testing.T, valSet *tmtypes.ValidatorSet, genAccs
 		delegations = append(delegations, stakingtypes.NewDelegation(genAccs[0].GetAddress(), val.Address.Bytes(), sdk.OneDec()))
 	}
 
-	// set validators and delegations
-	stakingGenesis := stakingtypes.NewGenesisState(stakingtypes.DefaultParams(), validators, delegations)
-	genesisState[stakingtypes.ModuleName] = app.AppCodec().MustMarshalJSON(stakingGenesis)
-
 	totalSupply := sdk.NewCoins()
-	for _, b := range balances {
-		// add genesis acc tokens and delegated tokens to total supply
-		totalSupply = totalSupply.Add(b.Coins.Add(sdk.NewCoin(sdk.DefaultBondDenom, bondAmt))...)
-	}
 
 	// add bonded amount to bonded pool module account
 	balances = append(balances, banktypes.Balance{
 		Address: authtypes.NewModuleAddress(stakingtypes.BondedPoolName).String(),
-		Coins:   sdk.Coins{sdk.NewCoin(sdk.DefaultBondDenom, bondAmt)},
+		Coins:   sdk.Coins{sdk.NewCoin(sdk.DefaultBondDenom, bondAmt.Mul(sdk.NewInt(int64(len(valSet.Validators)))))},
 	})
 
+	// set validators and delegations
+	stakingGenesis := stakingtypes.NewGenesisState(stakingtypes.DefaultParams(), validators, delegations)
+	genesisState[stakingtypes.ModuleName] = app.AppCodec().MustMarshalJSON(stakingGenesis)
+
 	// update total supply
 	bankGenesis := banktypes.NewGenesisState(banktypes.DefaultGenesisState().Params, balances, totalSupply, []banktypes.Metadata{})
 	genesisState[banktypes.ModuleName] = app.AppCodec().MustMarshalJSON(bankGenesis)
diff --git a/testing/chain.go b/testing/chain.go
index 8dfe4b8fb27..86717501c6a 100644
--- a/testing/chain.go
+++ b/testing/chain.go
@@ -36,6 +36,15 @@ import (
 	"github.com/cosmos/ibc-go/v3/testing/simapp"
 )
 
+var (
+	MaxAccounts = 10
+)
+
+type SenderAccount struct {
+	SenderPrivKey cryptotypes.PrivKey
+	SenderAccount authtypes.AccountI
+}
+
 // TestChain is a testing struct that wraps a simapp with the last TM Header, the current ABCI
 // header and the validators of the TestChain. It also contains a field called ChainID. This
 // is the clientID that *other* chains use to refer to this TestChain. The SenderAccount
@@ -59,6 +68,8 @@ type TestChain struct {
 	// autogenerated sender private key
 	SenderPrivKey cryptotypes.PrivKey
 	SenderAccount authtypes.AccountI
+
+	SenderAccounts []SenderAccount
 }
 
 // NewTestChain initializes a new TestChain instance with a single validator set using a
@@ -84,18 +95,34 @@ func NewTestChain(t *testing.T, coord *Coordinator, chainID string) *TestChain {
 	valSet := tmtypes.NewValidatorSet([]*tmtypes.Validator{validator})
 	signers := []tmtypes.PrivValidator{privVal}
 
-	// generate genesis account
-	senderPrivKey := secp256k1.GenPrivKey()
-	acc := authtypes.NewBaseAccount(senderPrivKey.PubKey().Address().Bytes(), senderPrivKey.PubKey(), 0, 0)
-	amount, ok := sdk.NewIntFromString("10000000000000000000")
-	require.True(t, ok)
+	genAccs := []authtypes.GenesisAccount{}
+	genBals := []banktypes.Balance{}
+	senderAccs := []SenderAccount{}
+
+	// generate genesis accounts
+	for i := 0; i < MaxAccounts; i++ {
+		senderPrivKey := secp256k1.GenPrivKey()
+		acc := authtypes.NewBaseAccount(senderPrivKey.PubKey().Address().Bytes(), senderPrivKey.PubKey(), uint64(i), 0)
+		amount, ok := sdk.NewIntFromString("10000000000000000000")
+		require.True(t, ok)
+
+		balance := banktypes.Balance{
+			Address: acc.GetAddress().String(),
+			Coins:   sdk.NewCoins(sdk.NewCoin(sdk.DefaultBondDenom, amount)),
+		}
+
+		genAccs = append(genAccs, acc)
+		genBals = append(genBals, balance)
+
+		senderAcc := SenderAccount{
+			SenderAccount: acc,
+			SenderPrivKey: senderPrivKey,
+		}
 
-	balance := banktypes.Balance{
-		Address: acc.GetAddress().String(),
-		Coins:   sdk.NewCoins(sdk.NewCoin(sdk.DefaultBondDenom, amount)),
+		senderAccs = append(senderAccs, senderAcc)
 	}
 
-	app := SetupWithGenesisValSet(t, valSet, []authtypes.GenesisAccount{acc}, chainID, balance)
+	app := SetupWithGenesisValSet(t, valSet, genAccs, chainID, genBals...)
 
 	// create current header and call begin block
 	header := tmproto.Header{
@@ -108,18 +135,19 @@ func NewTestChain(t *testing.T, coord *Coordinator, chainID string) *TestChain {
 
 	// create an account to send transactions from
 	chain := &TestChain{
-		t:             t,
-		Coordinator:   coord,
-		ChainID:       chainID,
-		App:           app,
-		CurrentHeader: header,
-		QueryServer:   app.GetIBCKeeper(),
-		TxConfig:      txConfig,
-		Codec:         app.AppCodec(),
-		Vals:          valSet,
-		Signers:       signers,
-		SenderPrivKey: senderPrivKey,
-		SenderAccount: acc,
+		t:              t,
+		Coordinator:    coord,
+		ChainID:        chainID,
+		App:            app,
+		CurrentHeader:  header,
+		QueryServer:    app.GetIBCKeeper(),
+		TxConfig:       txConfig,
+		Codec:          app.AppCodec(),
+		Vals:           valSet,
+		Signers:        signers,
+		SenderPrivKey:  senderAccs[0].SenderPrivKey,
+		SenderAccount:  senderAccs[0].SenderAccount,
+		SenderAccounts: senderAccs,
 	}
 
 	coord.CommitBlock(chain)