diff --git a/actual/__init__.py b/actual/__init__.py
index d6e3149..cab6794 100644
--- a/actual/__init__.py
+++ b/actual/__init__.py
@@ -405,6 +405,7 @@ def run_bank_sync(
             accounts = [account]
         imported_transactions = []
 
+        default_start_date = start_date
         for acct in accounts:
             sync_method = acct.account_sync_source
             account_id = acct.account_id
@@ -419,8 +420,6 @@ def run_bank_sync(
                     default_start_date = all_transactions[0].get_date()
                 else:
                     default_start_date = datetime.date.today() - datetime.timedelta(days=90)
-            else:
-                default_start_date = start_date
             transactions = self._run_bank_sync_account(acct, default_start_date)
             imported_transactions.extend(transactions)
         return imported_transactions
diff --git a/codecov.yaml b/codecov.yaml
new file mode 100644
index 0000000..5077db3
--- /dev/null
+++ b/codecov.yaml
@@ -0,0 +1,5 @@
+coverage:
+  status:
+    project:
+      default:
+        threshold: 5%