diff --git a/core/src/main/resources/i18n/displayStrings.properties b/core/src/main/resources/i18n/displayStrings.properties
index b7eabbf87ad..2bd49ade763 100644
--- a/core/src/main/resources/i18n/displayStrings.properties
+++ b/core/src/main/resources/i18n/displayStrings.properties
@@ -2890,7 +2890,21 @@ payment.halCash.info=When using HalCash the BTC buyer needs to send the BTC sell
   UI in the create-offer and take-offer screen will adjust the BTC amount so that the EUR amount is correct. You cannot use market \
   based price as the EUR amount would be changing with changing prices.\n\n\
   In case of a dispute the BTC buyer needs to provide the proof that they sent the EUR.
-payment.limits.info=To limit chargeback risk, Bisq sets per-trade buy limits based on the following 2 factors:\n\
+payment.limits.info=Please be aware that all bank transfers carry a certain amount of chargeback risk.\n\
+  \n\
+  To mitigate this risk, Bisq sets per-trade limits based on two factors:\n\
+  \n\
+  1. The estimated level of chargeback risk for the payment method used\n\
+  2. The age of your account for that payment method\n\
+  \n\
+  The account you are creating now is new and its age is zero. As your account grows in age over a two-month period, your per-trade limits will grow along with it:\n\
+  \n\
+  ● During the 1st month, your per-trade limit will be {0}\n\
+  ● During the 2nd month, your per-trade limit will be {1}\n\
+  ● After the 2nd month, your per-trade limit will be {2}\n\
+  \n\
+  Please note that there are no limits on the total number of times you can trade.
+payment.limits.info.withSigning=To limit chargeback risk, Bisq sets per-trade buy limits based on the following 2 factors:\n\
   \n\
   1. General chargeback risk for the payment method\n\
   2. Account signing status\n\
diff --git a/desktop/src/main/java/bisq/desktop/main/account/content/fiataccounts/FiatAccountsView.java b/desktop/src/main/java/bisq/desktop/main/account/content/fiataccounts/FiatAccountsView.java
index 1f282e05123..ec04a3252d2 100644
--- a/desktop/src/main/java/bisq/desktop/main/account/content/fiataccounts/FiatAccountsView.java
+++ b/desktop/src/main/java/bisq/desktop/main/account/content/fiataccounts/FiatAccountsView.java
@@ -237,8 +237,17 @@ private void onSaveNewAccount(PaymentAccount paymentAccount) {
                     .onAction(() -> doSaveNewAccount(paymentAccount))
                     .show();
         } else {
-            new Popup<>().information(Res.get("payment.limits.info",
-                    formatter.formatCoinWithCode(OfferRestrictions.TOLERATED_SMALL_TRADE_AMOUNT),
+
+            String limitsInfoKey = "payment.limits.info";
+            String initialLimit = formatter.formatCoinWithCode(maxTradeLimitFirstMonth);
+
+            if (PaymentMethod.hasChargebackRisk(paymentAccount.getPaymentMethod(), paymentAccount.getTradeCurrencies())) {
+                limitsInfoKey = "payment.limits.info.withSigning";
+                initialLimit = formatter.formatCoinWithCode(OfferRestrictions.TOLERATED_SMALL_TRADE_AMOUNT);
+            }
+
+            new Popup<>().information(Res.get(limitsInfoKey,
+                    initialLimit,
                     formatter.formatCoinWithCode(maxTradeLimitSecondMonth),
                     formatter.formatCoinWithCode(maxTradeLimitAsCoin)))
                     .width(700)