diff --git a/core/src/main/resources/i18n/displayStrings.properties b/core/src/main/resources/i18n/displayStrings.properties
index f63f144fb93..259068940d4 100644
--- a/core/src/main/resources/i18n/displayStrings.properties
+++ b/core/src/main/resources/i18n/displayStrings.properties
@@ -2889,20 +2889,22 @@ payment.halCash.info=When using HalCash the BTC buyer needs to send the BTC sell
   UI in the create-offer and take-offer screen will adjust the BTC amount so that the EUR amount is correct. You cannot use market \
   based price as the EUR amount would be changing with changing prices.\n\n\
   In case of a dispute the BTC buyer needs to provide the proof that they sent the EUR.
-payment.limits.info=Please be aware that all bank transfers carry a certain amount of chargeback risk.\n\
+payment.limits.info=To limit chargeback risk, Bisq sets per-trade buy limits based on the following 2 factors:\n\
   \n\
-  To mitigate this risk, Bisq sets per-trade limits based on two factors:\n\
+  1. General chargeback risk for the payment method\n\
+  2. Account signing status\n\
   \n\
-  1. The estimated level of chargeback risk for the payment method used\n\
-  2. The age of your account for that payment method\n\
+  This payment account you just created carries some chargeback risk and is not yet signed by an arbitrator or trusted peer, \
+  so it is limited to buying {0} per trade. \
+  After it is signed, buy limits will increase as follows:\n\
   \n\
-  The account you are creating now is new and its age is zero. As your account grows in age over a two-month period, your per-trade limits will grow along with it:\n\
+  ● Before signing, and 30 days after signing, your per-trade buy limit will be {0}\n\
+  ● 30 days after signing, your per-trade buy limit will be {1}\n\
+  ● 60 days after signing, your per-trade buy limit will be {2}\n\
   \n\
-  ● During the 1st month, your per-trade limit will be {0}\n\
-  ● During the 2nd month, your per-trade limit will be {1}\n\
-  ● After the 2nd month, your per-trade limit will be {2}\n\
+  Sell limits are not affected by account signing, and increase merely as account age increases. More information is at https://docs.bisq.network/payment-methods#account-signing.\n\
   \n\
-  Please note that there are no limits on the total number of times you can trade.
+  There are no limits on the number of trades you can make.
 
 payment.cashDeposit.info=Please confirm your bank allows you to send cash deposits into other peoples' accounts. \
   For example, Bank of America and Wells Fargo no longer allow such deposits.
diff --git a/desktop/src/main/java/bisq/desktop/main/account/content/fiataccounts/FiatAccountsView.java b/desktop/src/main/java/bisq/desktop/main/account/content/fiataccounts/FiatAccountsView.java
index c54f856092d..1f282e05123 100644
--- a/desktop/src/main/java/bisq/desktop/main/account/content/fiataccounts/FiatAccountsView.java
+++ b/desktop/src/main/java/bisq/desktop/main/account/content/fiataccounts/FiatAccountsView.java
@@ -74,11 +74,11 @@
 import bisq.core.account.witness.AccountAgeWitnessService;
 import bisq.core.app.BisqEnvironment;
 import bisq.core.locale.Res;
+import bisq.core.offer.OfferRestrictions;
 import bisq.core.payment.CashDepositAccount;
 import bisq.core.payment.ClearXchangeAccount;
 import bisq.core.payment.F2FAccount;
 import bisq.core.payment.HalCashAccount;
-import bisq.core.payment.JapanBankAccount;
 import bisq.core.payment.MoneyGramAccount;
 import bisq.core.payment.PaymentAccount;
 import bisq.core.payment.PaymentAccountFactory;
@@ -238,7 +238,7 @@ private void onSaveNewAccount(PaymentAccount paymentAccount) {
                     .show();
         } else {
             new Popup<>().information(Res.get("payment.limits.info",
-                    formatter.formatCoinWithCode(maxTradeLimitFirstMonth),
+                    formatter.formatCoinWithCode(OfferRestrictions.TOLERATED_SMALL_TRADE_AMOUNT),
                     formatter.formatCoinWithCode(maxTradeLimitSecondMonth),
                     formatter.formatCoinWithCode(maxTradeLimitAsCoin)))
                     .width(700)