diff --git a/.changelog/unreleased/improvements/3154-minor-cli-fixe4s.md b/.changelog/unreleased/improvements/3154-minor-cli-fixe4s.md
new file mode 100644
index 0000000000..cf8103f813
--- /dev/null
+++ b/.changelog/unreleased/improvements/3154-minor-cli-fixe4s.md
@@ -0,0 +1,2 @@
+- Client improvements related to valid thresholds for mutlisig accounts and PGF
+  steward submissions. ([\#3154](https://github.com/anoma/namada/pull/3154))
\ No newline at end of file
diff --git a/crates/governance/src/pgf/cli/steward.rs b/crates/governance/src/pgf/cli/steward.rs
index c6e0196187..17cf251857 100644
--- a/crates/governance/src/pgf/cli/steward.rs
+++ b/crates/governance/src/pgf/cli/steward.rs
@@ -29,6 +29,9 @@ impl Commission {
 
         let mut sum = Dec::zero();
         for percentage in self.reward_distribution.values() {
+            if *percentage < Dec::zero() {
+                return false;
+            }
             sum = sum.add(percentage);
             if sum > Dec::one() {
                 return false;
diff --git a/crates/sdk/src/error.rs b/crates/sdk/src/error.rs
index c2f87b7651..39734e7349 100644
--- a/crates/sdk/src/error.rs
+++ b/crates/sdk/src/error.rs
@@ -287,6 +287,9 @@ pub enum TxSubmitError {
     /// Account threshold is not set
     #[error("Account threshold must be set.")]
     MissingAccountThreshold,
+    /// Account threshold is not set
+    #[error("Account threshold is invalid.")]
+    InvalidAccountThreshold,
     /// Not enough signature
     #[error("Account threshold is {0} but the valid signatures are {1}.")]
     MissingSigningKeys(u8, u8),
diff --git a/crates/sdk/src/tx.rs b/crates/sdk/src/tx.rs
index 66514ca6cb..f6040947f2 100644
--- a/crates/sdk/src/tx.rs
+++ b/crates/sdk/src/tx.rs
@@ -61,6 +61,7 @@ use namada_tx::data::pgf::UpdateStewardCommission;
 use namada_tx::data::pos::{BecomeValidator, ConsensusKeyChange};
 use namada_tx::data::{pos, ResultCode, TxResult};
 pub use namada_tx::{Authorization, *};
+use num_traits::Zero;
 use rand_core::{OsRng, RngCore};
 
 use crate::args::{self, InputAmount};
@@ -3150,7 +3151,27 @@ pub async fn build_init_account(
     let vp_code_hash = query_wasm_code_hash_buf(context, vp_code_path).await?;
 
     let threshold = match threshold {
-        Some(threshold) => *threshold,
+        Some(threshold) => {
+            let threshold = *threshold;
+            if (threshold > 0 && public_keys.len() as u8 >= threshold)
+                || tx_args.force
+            {
+                threshold
+            } else {
+                edisplay_line!(
+                    context.io(),
+                    "Invalid account threshold: either the provided threshold \
+                     is zero or the number of public keys is less than the \
+                     threshold."
+                );
+                if !tx_args.force {
+                    return Err(Error::from(
+                        TxSubmitError::InvalidAccountThreshold,
+                    ));
+                }
+                threshold
+            }
+        }
         None => {
             if public_keys.len() == 1 {
                 1u8
@@ -3218,18 +3239,51 @@ pub async fn build_update_account(
     )
     .await?;
 
-    let addr = if let Some(account) =
+    let account = if let Some(account) =
         rpc::get_account_info(context.client(), addr).await?
     {
-        account.address
-    } else if tx_args.force {
-        addr.clone()
+        account
     } else {
         return Err(Error::from(TxSubmitError::LocationDoesNotExist(
             addr.clone(),
         )));
     };
 
+    let threshold = if let Some(threshold) = threshold {
+        let threshold = *threshold;
+
+        let invalid_threshold = threshold.is_zero();
+        let invalid_too_few_pks: bool = (public_keys.is_empty()
+            && public_keys.len() < threshold as usize)
+            || (account.get_all_public_keys().len() < threshold as usize);
+
+        if invalid_threshold || invalid_too_few_pks {
+            edisplay_line!(
+                context.io(),
+                "Invalid account threshold: either the provided threshold is \
+                 zero or the number of public keys is less than the threshold."
+            );
+            if !tx_args.force {
+                return Err(Error::from(
+                    TxSubmitError::InvalidAccountThreshold,
+                ));
+            }
+        }
+
+        Some(threshold)
+    } else {
+        let invalid_too_few_pks = (!public_keys.is_empty()
+            && public_keys.len() < account.threshold as usize)
+            || (account.get_all_public_keys().len()
+                < account.threshold as usize);
+
+        if invalid_too_few_pks {
+            return Err(Error::from(TxSubmitError::InvalidAccountThreshold));
+        }
+
+        None
+    };
+
     let vp_code_hash = match vp_code_path {
         Some(code_path) => {
             let vp_hash = query_wasm_code_hash_buf(context, code_path).await?;
@@ -3253,10 +3307,10 @@ pub async fn build_update_account(
     );
 
     let data = UpdateAccount {
-        addr,
+        addr: account.address,
         vp_code_hash: extra_section_hash,
         public_keys: public_keys.clone(),
-        threshold: *threshold,
+        threshold,
     };
 
     let add_code_hash = |tx: &mut Tx, data: &mut UpdateAccount| {