diff --git a/src/components/ReportActionItem/MoneyRequestView.js b/src/components/ReportActionItem/MoneyRequestView.js
index 33ad99f32326..b10b8d87cabd 100644
--- a/src/components/ReportActionItem/MoneyRequestView.js
+++ b/src/components/ReportActionItem/MoneyRequestView.js
@@ -104,12 +104,13 @@ function MoneyRequestView({report, parentReport, policyCategories, shouldShowHor
         formattedTransactionAmount = translate('common.tbd');
     }
     const formattedOriginalAmount = transactionOriginalAmount && transactionOriginalCurrency && CurrencyUtils.convertToDisplayString(transactionOriginalAmount, transactionOriginalCurrency);
-    const isExpensifyCardTransaction = TransactionUtils.isExpensifyCardTransaction(transaction);
-    const cardProgramName = isExpensifyCardTransaction ? CardUtils.getCardDescription(transactionCardID) : '';
+    const isCardTransaction = TransactionUtils.isCardTransaction(transaction);
+    const cardProgramName = isCardTransaction ? CardUtils.getCardDescription(transactionCardID) : '';
 
     // Flags for allowing or disallowing editing a money request
     const isSettled = ReportUtils.isSettled(moneyRequestReport.reportID);
-    const canEdit = ReportUtils.canEditMoneyRequest(parentReportAction) && !isExpensifyCardTransaction;
+    const canEdit = ReportUtils.canEditMoneyRequest(parentReportAction);
+    const canEditAmount = canEdit && !isSettled && !isCardTransaction;
 
     // A flag for verifying that the current report is a sub-report of a workspace chat
     const isPolicyExpenseChat = useMemo(() => ReportUtils.isPolicyExpenseChat(ReportUtils.getRootParentReport(report)), [report]);
@@ -125,7 +126,7 @@ function MoneyRequestView({report, parentReport, policyCategories, shouldShowHor
 
     let amountDescription = `${translate('iou.amount')}`;
 
-    if (isExpensifyCardTransaction) {
+    if (isCardTransaction) {
         if (formattedOriginalAmount) {
             amountDescription += ` • ${translate('iou.original')} ${formattedOriginalAmount}`;
         }
@@ -190,8 +191,8 @@ function MoneyRequestView({report, parentReport, policyCategories, shouldShowHor
                         titleIcon={Expensicons.Checkmark}
                         description={amountDescription}
                         titleStyle={styles.newKansasLarge}
-                        interactive={canEdit && !isSettled}
-                        shouldShowRightIcon={canEdit && !isSettled}
+                        interactive={canEditAmount}
+                        shouldShowRightIcon={canEditAmount}
                         onPress={() => Navigation.navigate(ROUTES.EDIT_REQUEST.getRoute(report.reportID, CONST.EDIT_REQUEST_FIELD.AMOUNT))}
                         brickRoadIndicator={hasErrors && transactionAmount === 0 ? CONST.BRICK_ROAD_INDICATOR_STATUS.ERROR : ''}
                         error={hasErrors && transactionAmount === 0 ? translate('common.error.enterAmount') : ''}
@@ -271,13 +272,12 @@ function MoneyRequestView({report, parentReport, policyCategories, shouldShowHor
                         />
                     </OfflineWithFeedback>
                 )}
-                {isExpensifyCardTransaction && (
+                {isCardTransaction && (
                     <OfflineWithFeedback pendingAction={getPendingFieldAction('pendingFields.cardID')}>
                         <MenuItemWithTopDescription
                             description={translate('iou.card')}
                             title={cardProgramName}
                             titleStyle={styles.flex1}
-                            interactive={canEdit}
                         />
                     </OfflineWithFeedback>
                 )}
diff --git a/src/libs/TransactionUtils.ts b/src/libs/TransactionUtils.ts
index 00ce8c55dbd7..baf4ba6fb2f8 100644
--- a/src/libs/TransactionUtils.ts
+++ b/src/libs/TransactionUtils.ts
@@ -330,6 +330,13 @@ function isExpensifyCardTransaction(transaction: Transaction): boolean {
     return isExpensifyCard(transaction.cardID);
 }
 
+/**
+ * Determine whether a transaction is made with a card.
+ */
+function isCardTransaction(transaction: Transaction): boolean {
+    return (transaction?.cardID ?? 0) > 0;
+}
+
 /**
  * Check if the transaction status is set to Pending.
  */
@@ -475,6 +482,7 @@ export {
     getValidWaypoints,
     isDistanceRequest,
     isExpensifyCardTransaction,
+    isCardTransaction,
     isPending,
     isPosted,
     getWaypoints,