diff --git a/composer.json b/composer.json
index d7a8d914f..3481f0386 100644
--- a/composer.json
+++ b/composer.json
@@ -31,7 +31,7 @@
     "require": {
         "php": ">=7.4.0",
         "cakephp/cakephp": "^4.5",
-        "cakedc/auth": "^7.0",
+        "cakedc/auth": "^7.3",
         "cakephp/authorization": "^2.0.0",
         "cakephp/authentication": "^2.0.0"
     },
diff --git a/src/Loader/AuthenticationServiceLoader.php b/src/Loader/AuthenticationServiceLoader.php
index de1b01b33..e2186ea9f 100644
--- a/src/Loader/AuthenticationServiceLoader.php
+++ b/src/Loader/AuthenticationServiceLoader.php
@@ -15,7 +15,7 @@
 
 use Cake\Core\Configure;
 use CakeDC\Auth\Authentication\AuthenticationService;
-use CakeDC\Users\Plugin;
+use CakeDC\Auth\Authentication\TwoFactorProcessorLoader;
 use Psr\Http\Message\ServerRequestInterface;
 
 /**
@@ -34,10 +34,11 @@ class AuthenticationServiceLoader
      */
     public function __invoke(ServerRequestInterface $request)
     {
-        $service = new AuthenticationService();
+        $processors = TwoFactorProcessorLoader::processors();
+        $service = new AuthenticationService(['processors' => $processors]);
         $this->loadIdentifiers($service);
         $this->loadAuthenticators($service);
-        $this->loadTwoFactorAuthenticator($service);
+        $this->loadTwoFactorAuthenticator($service, $processors);
 
         return $service;
     }
@@ -81,17 +82,9 @@ protected function loadAuthenticators($service)
      * @param \CakeDC\Auth\Authentication\AuthenticationService $service Authentication service to load identifiers
      * @return void
      */
-    protected function loadTwoFactorAuthenticator($service)
+    protected function loadTwoFactorAuthenticator($service, $processors)
     {
-        $u2fEnabled = Configure::read('U2f.enabled') !== false;
-        if ($u2fEnabled) {
-            trigger_error(Plugin::DEPRECATED_MESSAGE_U2F, E_USER_DEPRECATED);
-        }
-        if (
-            Configure::read('OneTimePasswordAuthenticator.login') !== false
-            || Configure::read('Webauthn2fa.enabled') !== false
-            || $u2fEnabled
-        ) {
+        if (collection($processors)->some(fn ($processor) => $processor->enabled())) {
             $service->loadAuthenticator('CakeDC/Auth.TwoFactor', [
                 'skipTwoFactorVerify' => true,
             ]);
diff --git a/src/Loader/MiddlewareQueueLoader.php b/src/Loader/MiddlewareQueueLoader.php
index bed495ff0..88babe4e9 100644
--- a/src/Loader/MiddlewareQueueLoader.php
+++ b/src/Loader/MiddlewareQueueLoader.php
@@ -20,10 +20,10 @@
 use Authorization\Middleware\RequestAuthorizationMiddleware;
 use Cake\Core\Configure;
 use Cake\Http\MiddlewareQueue;
+use CakeDC\Auth\Authentication\TwoFactorProcessorLoader;
 use CakeDC\Auth\Middleware\TwoFactorMiddleware;
 use CakeDC\Users\Middleware\SocialAuthMiddleware;
 use CakeDC\Users\Middleware\SocialEmailMiddleware;
-use CakeDC\Users\Plugin;
 
 /**
  * Class MiddlewareQueueLoader
@@ -96,16 +96,8 @@ protected function loadAuthenticationMiddleware(
      */
     protected function load2faMiddleware(MiddlewareQueue $middlewareQueue)
     {
-        $u2fEnabled = Configure::read('U2f.enabled') !== false;
-        if ($u2fEnabled) {
-            trigger_error(Plugin::DEPRECATED_MESSAGE_U2F, E_USER_DEPRECATED);
-        }
-
-        if (
-            Configure::read('OneTimePasswordAuthenticator.login') !== false
-            || Configure::read('Webauthn2fa.enabled') !== false
-            || $u2fEnabled
-        ) {
+        $processors = TwoFactorProcessorLoader::processors();
+        if (collection($processors)->some(fn ($processor) => $processor->enabled())) {
             $middlewareQueue->add(TwoFactorMiddleware::class);
         }
     }
diff --git a/tests/TestCase/Controller/Traits/Integration/LoginTraitIntegrationTest.php b/tests/TestCase/Controller/Traits/Integration/LoginTraitIntegrationTest.php
index 810e92964..da539de1a 100644
--- a/tests/TestCase/Controller/Traits/Integration/LoginTraitIntegrationTest.php
+++ b/tests/TestCase/Controller/Traits/Integration/LoginTraitIntegrationTest.php
@@ -221,6 +221,11 @@ public function testLoginPostRequestRightPasswordIsEnabledU2f()
     {
         EventManager::instance()->on('TestApp.afterPluginBootstrap', function () {
             Configure::write(['U2f.enabled' => true]);
+            Configure::write([
+                'TwoFactorProcessors' => [
+                    \CakeDC\Auth\Authentication\TwoFactorProcessor\U2FProcessor::class,
+                ],
+            ]);
         });
         $this->enableRetainFlashMessages();
         $this->post('/login', [
diff --git a/tests/TestCase/PluginTest.php b/tests/TestCase/PluginTest.php
index d4fedf44f..73cf259a9 100644
--- a/tests/TestCase/PluginTest.php
+++ b/tests/TestCase/PluginTest.php
@@ -41,6 +41,9 @@ public function testMiddleware()
     {
         Configure::write('Users.Social.login', true);
         Configure::write('OneTimePasswordAuthenticator.login', true);
+        Configure::write('TwoFactorProcessors', [
+            \CakeDC\Auth\Authentication\TwoFactorProcessor\OneTimePasswordProcessor::class,
+        ]);
         Configure::write('Auth.Authorization.enable', true);
 
         $plugin = new Plugin();
@@ -75,6 +78,9 @@ public function testMiddlewareAuthorizationMiddlewareAndRbacMiddleware()
         Configure::write('Users.Social.login', true);
         Configure::write('OneTimePasswordAuthenticator.login', true);
         Configure::write('Auth.Authorization.enable', true);
+        Configure::write('TwoFactorProcessors', [
+            \CakeDC\Auth\Authentication\TwoFactorProcessor\OneTimePasswordProcessor::class,
+        ]);
 
         $plugin = new Plugin();
 
@@ -106,6 +112,9 @@ public function testMiddlewareWithoutAuhorization()
         Configure::write('Users.Social.login', true);
         Configure::write('OneTimePasswordAuthenticator.login', true);
         Configure::write('Auth.Authorization.enable', false);
+        Configure::write('TwoFactorProcessors', [
+            \CakeDC\Auth\Authentication\TwoFactorProcessor\OneTimePasswordProcessor::class,
+        ]);
 
         $plugin = new Plugin();
 
@@ -133,6 +142,10 @@ public function testMiddlewareNotSocial()
         Configure::write('Users.Social.login', false);
         Configure::write('OneTimePasswordAuthenticator.login', true);
         Configure::write('Auth.Authorization.enable', true);
+        Configure::write('TwoFactorProcessors', [
+            \CakeDC\Auth\Authentication\TwoFactorProcessor\OneTimePasswordProcessor::class,
+        ]);
+
         $plugin = new Plugin();
 
         $middleware = new MiddlewareQueue();
@@ -158,6 +171,9 @@ public function testMiddlewareNotOneTimePasswordAuthenticator()
         Configure::write('Users.Social.login', true);
         Configure::write('OneTimePasswordAuthenticator.login', false);
         Configure::write('Auth.Authorization.enable', true);
+        Configure::write('TwoFactorProcessors', [
+            \CakeDC\Auth\Authentication\TwoFactorProcessor\OneTimePasswordProcessor::class,
+        ]);
         $plugin = new Plugin();
 
         $middleware = new MiddlewareQueue();
@@ -185,6 +201,9 @@ public function testMiddlewareNotGoogleAuthenticationAndNotSocial()
         Configure::write('Users.Social.login', false);
         Configure::write('OneTimePasswordAuthenticator.login', false);
         Configure::write('Auth.Authorization.enable', true);
+        Configure::write('TwoFactorProcessors', [
+            \CakeDC\Auth\Authentication\TwoFactorProcessor\OneTimePasswordProcessor::class,
+        ]);
         $plugin = new Plugin();
 
         $middleware = new MiddlewareQueue();
diff --git a/tests/TestCase/Provider/AuthenticationServiceProviderTest.php b/tests/TestCase/Provider/AuthenticationServiceProviderTest.php
index a3ed282bf..620f229d1 100644
--- a/tests/TestCase/Provider/AuthenticationServiceProviderTest.php
+++ b/tests/TestCase/Provider/AuthenticationServiceProviderTest.php
@@ -78,6 +78,9 @@ public function testGetAuthenticationService()
             'Authentication.JwtSubject',
         ]);
         Configure::write('OneTimePasswordAuthenticator.login', true);
+        Configure::write('TwoFactorProcessors', [
+            \CakeDC\Auth\Authentication\TwoFactorProcessor\OneTimePasswordProcessor::class,
+        ]);
 
         $authenticationServiceProvider = new AuthenticationServiceProvider();
         $service = $authenticationServiceProvider->getAuthenticationService(new ServerRequest(), new Response());
@@ -215,6 +218,7 @@ public function testGetAuthenticationServiceWithoutOneTimePasswordAuthenticator(
             'Authentication.JwtSubject',
         ]);
         Configure::write('OneTimePasswordAuthenticator.login', false);
+        Configure::write('TwoFactorProcessors', []);
 
         $authenticationServiceProvider = new AuthenticationServiceProvider();
         $service = $authenticationServiceProvider->getAuthenticationService(new ServerRequest(), new Response());
diff --git a/tests/test_app/config/users.php b/tests/test_app/config/users.php
index 35e35adcd..3c5850970 100644
--- a/tests/test_app/config/users.php
+++ b/tests/test_app/config/users.php
@@ -9,4 +9,9 @@
     'OAuth.providers.twitter.options.clientSecret' => '999988899',
     'OAuth.providers.google.options.clientId' => '0000000990909090',
     'OAuth.providers.google.options.clientSecret' => '1565464559789798',
+    'TwoFactorProcessors' => [
+        \CakeDC\Auth\Authentication\TwoFactorProcessor\OneTimePasswordProcessor::class,
+        \CakeDC\Auth\Authentication\TwoFactorProcessor\U2FProcessor::class,
+        \CakeDC\Auth\Authentication\TwoFactorProcessor\Webauthn2faProcessor::class,
+    ],
 ];