diff --git a/.gitignore b/.gitignore
index c3da1957e..a0787251a 100644
--- a/.gitignore
+++ b/.gitignore
@@ -8,4 +8,7 @@
 composer.lock
 
 # ignore Mac OS X file
-.DS_Store
\ No newline at end of file
+.DS_Store
+
+# ignore PhpStorm .idea folder
+.idea
\ No newline at end of file
diff --git a/src/Adyen/Service/Payout.php b/src/Adyen/Service/Payout.php
new file mode 100644
index 000000000..fc54291b1
--- /dev/null
+++ b/src/Adyen/Service/Payout.php
@@ -0,0 +1,67 @@
+<?php
+
+namespace Adyen\Service;
+
+class Payout extends \Adyen\Service
+{
+
+    protected $_confirm;
+    protected $_decline;
+    protected $_storeDetailsAndSubmit;
+    protected $_submit;
+    protected $_confirmThirdParty;
+    protected $_declineThirdParty;
+    protected $_storeDetailsAndSubmitThirdParty;
+    protected $_submitThirdParty;
+
+    public function __construct(\Adyen\Client $client)
+    {
+        parent::__construct($client);
+
+	    $this->_confirm = new \Adyen\Service\ResourceModel\Payout\Confirm($this);
+	    $this->_decline = new \Adyen\Service\ResourceModel\Payout\Decline($this);
+	    $this->_storeDetailsAndSubmit = new \Adyen\Service\ResourceModel\Payout\StoreDetailsAndSubmit($this);
+	    $this->_submit = new \Adyen\Service\ResourceModel\Payout\Submit($this);
+	    $this->_confirmThirdParty = new \Adyen\Service\ResourceModel\Payout\ThirdParty\ConfirmThirdParty($this);
+	    $this->_declineThirdParty = new \Adyen\Service\ResourceModel\Payout\ThirdParty\DeclineThirdParty($this);
+	    $this->_storeDetailsAndSubmitThirdParty = new \Adyen\Service\ResourceModel\Payout\ThirdParty\StoreDetailsAndSubmitThirdParty($this);
+	    $this->_submitThirdParty = new \Adyen\Service\ResourceModel\Payout\ThirdParty\SubmitThirdParty($this);
+
+    }
+
+	public function confirm($params) {
+		$result = $this->_confirm->request($params);
+		return $result;
+	}
+	public function decline($params) {
+		$result = $this->_decline->request($params);
+		return $result;
+	}
+	public function storeDetailsAndSubmit($params) {
+		$result = $this->_storeDetailsAndSubmit->request($params);
+		return $result;
+	}
+	public function submit($params) {
+		$result = $this->_submit->request($params);
+		return $result;
+	}
+	public function confirmThirdParty($params) {
+		$result = $this->_confirmThirdParty->request($params);
+		return $result;
+	}
+	public function declineThirdParty($params) {
+		$result = $this->_declineThirdParty->request($params);
+		return $result;
+	}
+	public function storeDetailsAndSubmitThirdParty($params) {
+		$result = $this->_storeDetailsAndSubmitThirdParty->request($params);
+		return $result;
+	}
+	public function submitThirdParty($params) {
+		$result = $this->_submitThirdParty->request($params);
+		return $result;
+	}
+
+
+
+}
diff --git a/src/Adyen/Service/ResourceModel/Payout/Confirm.php b/src/Adyen/Service/ResourceModel/Payout/Confirm.php
new file mode 100644
index 000000000..f1bec89d0
--- /dev/null
+++ b/src/Adyen/Service/ResourceModel/Payout/Confirm.php
@@ -0,0 +1,20 @@
+<?php
+
+namespace Adyen\Service\ResourceModel\Payout;
+
+class Confirm extends \Adyen\Service\AbstractResource
+{
+	protected $_requiredFields = array(
+		'merchantAccount',
+		'originalReference'
+	);
+
+	protected $_endpoint;
+
+	public function __construct($service)
+	{
+		$this->_endpoint = $service->getClient()->getConfig()->get('endpoint') . '/pal/servlet/Payout/' . $service->getClient()->getApiVersion() . '/confirm';
+		parent::__construct($service, $this->_endpoint, $this->_requiredFields);
+	}
+
+}
\ No newline at end of file
diff --git a/src/Adyen/Service/ResourceModel/Payout/Decline.php b/src/Adyen/Service/ResourceModel/Payout/Decline.php
new file mode 100644
index 000000000..cfb64fb00
--- /dev/null
+++ b/src/Adyen/Service/ResourceModel/Payout/Decline.php
@@ -0,0 +1,20 @@
+<?php
+
+namespace Adyen\Service\ResourceModel\Payout;
+
+class Decline extends \Adyen\Service\AbstractResource
+{
+	protected $_requiredFields = array(
+		'merchantAccount',
+		'originalReference'
+	);
+
+	protected $_endpoint;
+
+	public function __construct($service)
+	{
+		$this->_endpoint = $service->getClient()->getConfig()->get('endpoint') . '/pal/servlet/Payout/' . $service->getClient()->getApiVersion() . '/decline';
+		parent::__construct($service, $this->_endpoint, $this->_requiredFields);
+	}
+
+}
\ No newline at end of file
diff --git a/src/Adyen/Service/ResourceModel/Payout/StoreDetailsAndSubmit.php b/src/Adyen/Service/ResourceModel/Payout/StoreDetailsAndSubmit.php
new file mode 100644
index 000000000..5c777b2de
--- /dev/null
+++ b/src/Adyen/Service/ResourceModel/Payout/StoreDetailsAndSubmit.php
@@ -0,0 +1,25 @@
+<?php
+
+namespace Adyen\Service\ResourceModel\Payout;
+
+class StoreDetailsAndSubmit extends \Adyen\Service\AbstractResource
+{
+	protected $_requiredFields = array(
+		'amount.currency',
+		'amount.value',
+		'merchantAccount',
+		'recurring.contract',
+		'reference',
+		'shopperEmail',
+		'shopperReference',
+	);
+
+	protected $_endpoint;
+
+	public function __construct($service)
+	{
+		$this->_endpoint = $service->getClient()->getConfig()->get('endpoint') . '/pal/servlet/Payout/' . $service->getClient()->getApiVersion() . '/storeDetailAndSubmit';
+		parent::__construct($service, $this->_endpoint, $this->_requiredFields);
+	}
+
+}
\ No newline at end of file
diff --git a/src/Adyen/Service/ResourceModel/Payout/Submit.php b/src/Adyen/Service/ResourceModel/Payout/Submit.php
new file mode 100644
index 000000000..97a5e6ba6
--- /dev/null
+++ b/src/Adyen/Service/ResourceModel/Payout/Submit.php
@@ -0,0 +1,26 @@
+<?php
+
+namespace Adyen\Service\ResourceModel\Payout;
+
+class Submit extends \Adyen\Service\AbstractResource
+{
+	protected $_requiredFields = array(
+		'amount.currency',
+		'amount.value',
+		'merchantAccount',
+		'recurring.contract',
+		'reference',
+		'shopperEmail',
+		'shopperReference',
+		'selectedRecurringDetailReference'
+	);
+
+	protected $_endpoint;
+
+	public function __construct($service)
+	{
+		$this->_endpoint = $service->getClient()->getConfig()->get('endpoint') . '/pal/servlet/Payout/' . $service->getClient()->getApiVersion() . '/submit';
+		parent::__construct($service, $this->_endpoint, $this->_requiredFields);
+	}
+
+}
\ No newline at end of file
diff --git a/src/Adyen/Service/ResourceModel/Payout/ThirdParty/ConfirmThirdParty.php b/src/Adyen/Service/ResourceModel/Payout/ThirdParty/ConfirmThirdParty.php
new file mode 100644
index 000000000..7c37d1ada
--- /dev/null
+++ b/src/Adyen/Service/ResourceModel/Payout/ThirdParty/ConfirmThirdParty.php
@@ -0,0 +1,20 @@
+<?php
+
+namespace Adyen\Service\ResourceModel\Payout\ThirdParty;
+
+class ConfirmThirdParty extends \Adyen\Service\AbstractResource
+{
+	protected $_requiredFields = array(
+		'merchantAccount',
+		'originalReference'
+	);
+
+	protected $_endpoint;
+
+	public function __construct($service)
+	{
+		$this->_endpoint = $service->getClient()->getConfig()->get('endpoint') . '/pal/servlet/Payout/' . $service->getClient()->getApiVersion() . '/confirmThirdParty';
+		parent::__construct($service, $this->_endpoint, $this->_requiredFields);
+	}
+
+}
\ No newline at end of file
diff --git a/src/Adyen/Service/ResourceModel/Payout/ThirdParty/DeclineThirdParty.php b/src/Adyen/Service/ResourceModel/Payout/ThirdParty/DeclineThirdParty.php
new file mode 100644
index 000000000..d83c03179
--- /dev/null
+++ b/src/Adyen/Service/ResourceModel/Payout/ThirdParty/DeclineThirdParty.php
@@ -0,0 +1,20 @@
+<?php
+
+namespace Adyen\Service\ResourceModel\Payout\ThirdParty;
+
+class DeclineThirdParty extends \Adyen\Service\AbstractResource
+{
+	protected $_requiredFields = array(
+		'merchantAccount',
+		'originalReference'
+	);
+
+	protected $_endpoint;
+
+	public function __construct($service)
+	{
+		$this->_endpoint = $service->getClient()->getConfig()->get('endpoint') . '/pal/servlet/Payout/' . $service->getClient()->getApiVersion() . '/declineThirdParty';
+		parent::__construct($service, $this->_endpoint, $this->_requiredFields);
+	}
+
+}
\ No newline at end of file
diff --git a/src/Adyen/Service/ResourceModel/Payout/ThirdParty/StoreDetailsAndSubmitThirdParty.php b/src/Adyen/Service/ResourceModel/Payout/ThirdParty/StoreDetailsAndSubmitThirdParty.php
new file mode 100644
index 000000000..53d714704
--- /dev/null
+++ b/src/Adyen/Service/ResourceModel/Payout/ThirdParty/StoreDetailsAndSubmitThirdParty.php
@@ -0,0 +1,28 @@
+<?php
+
+namespace Adyen\Service\ResourceModel\Payout\ThirdParty;
+
+class StoreDetailsAndSubmitThirdParty extends \Adyen\Service\AbstractResource
+{
+	protected $_requiredFields = array(
+		'merchantAccount',
+		'shopperEmail',
+		'shopperReference',
+		'reference',
+		'recurring.contract',
+		'amount.currency',
+		'amount.value',
+		'bank.iban',
+		'bank.ownerName',
+		'bank.countryCode'
+	);
+
+	protected $_endpoint;
+
+	public function __construct($service)
+	{
+		$this->_endpoint = $service->getClient()->getConfig()->get('endpoint') . '/pal/servlet/Payout/' . $service->getClient()->getApiVersion() . '/storeDetailAndSubmitThirdParty';
+		parent::__construct($service, $this->_endpoint, $this->_requiredFields);
+	}
+
+}
\ No newline at end of file
diff --git a/src/Adyen/Service/ResourceModel/Payout/ThirdParty/SubmitThirdParty.php b/src/Adyen/Service/ResourceModel/Payout/ThirdParty/SubmitThirdParty.php
new file mode 100644
index 000000000..6319670ce
--- /dev/null
+++ b/src/Adyen/Service/ResourceModel/Payout/ThirdParty/SubmitThirdParty.php
@@ -0,0 +1,26 @@
+<?php
+
+namespace Adyen\Service\ResourceModel\Payout\ThirdParty;
+
+class SubmitThirdParty extends \Adyen\Service\AbstractResource
+{
+	protected $_requiredFields = array(
+		'amount.currency',
+		'amount.value',
+		'merchantAccount',
+		'recurring.contract',
+		'reference',
+		'shopperEmail',
+		'shopperReference',
+		'selectedRecurringDetailReference'
+	);
+
+	protected $_endpoint;
+
+	public function __construct($service)
+	{
+		$this->_endpoint = $service->getClient()->getConfig()->get('endpoint') . '/pal/servlet/Payout/' . $service->getClient()->getApiVersion() . '/submitThirdParty';
+		parent::__construct($service, $this->_endpoint, $this->_requiredFields);
+	}
+
+}
\ No newline at end of file
diff --git a/tests/DirectoryLookupTest.php b/tests/DirectoryLookupTest.php
index d800139c6..2d4ec3923 100644
--- a/tests/DirectoryLookupTest.php
+++ b/tests/DirectoryLookupTest.php
@@ -13,9 +13,10 @@
 
 class DirectoryLookupTest extends TestCase
 {
+
     public function testDirectoryLookup()
     {
-
+	    $this->_needSkinCode();
         // initialize client
         $client = $this->createClient();
 
@@ -72,11 +73,10 @@ public function testDirectoryLookupEmptyParameters()
         // initialize service
         $service = new Service\DirectoryLookup($client);
 
-        $error = null;
+	    $e = null;
         try {
             $result = $service->directoryLookup("");
         } catch (\Exception $e) {
-            $error = $e;
         }
 
         $this->assertEquals('Adyen\AdyenException', get_class($e));
@@ -87,6 +87,7 @@ public function testDirectoryLookupEmptyParameters()
 
     public function testDirectoryLookupFailed()
     {
+	    $this->_needSkinCode();
         // initialize client
         $client = $this->createClient();
 
@@ -113,11 +114,10 @@ public function testDirectoryLookupFailed()
         // convert the result into an array
         $params = json_decode($json, true);
 
-        $error = null;
+        $e = null;
         try {
             $result = $service->directoryLookup($params);
         } catch (\Exception $e) {
-            $error = $e;
         }
 
         $this->assertEquals('Adyen\AdyenException', get_class($e));
diff --git a/tests/PayoutThirdPartyTest.php b/tests/PayoutThirdPartyTest.php
new file mode 100644
index 000000000..d80e86fe8
--- /dev/null
+++ b/tests/PayoutThirdPartyTest.php
@@ -0,0 +1,380 @@
+<?php
+
+namespace Adyen;
+
+/**
+ * Created by PhpStorm.
+ * User: SwiTool
+ * Date: 11/15/16
+ * Time: 2:05 PM
+ */
+class PayoutThirdPartyTest extends TestCase
+{
+
+	public function testStoreDetailAndSubmitPayoutThirdPartyMissingReference()
+	{
+		// initialize client
+		$client = $this->createPayoutClient();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "bank": {
+                "iban": "FR14 2004 1010 0505 0001 3M02 606",
+                "ownerName": "John Smith",
+                "countryCode": "FR"
+              },
+              "amount": {
+                "value": 1500,
+                "currency": "EUR"
+              },
+              "recurring": {
+                "contract": "PAYOUT"
+              },
+              "shopperEmail": "john.smith@test.com",
+              "shopperReference": "johnsmithuniqueid",
+              "merchantAccount": "' . $this->_merchantAccount .'"
+            }';
+
+		$params = json_decode($json, true);
+		$e = null;
+
+		try {
+			$result = $service->storeDetailsAndSubmitThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+		// check if exception is correct
+		$this->assertEquals('Adyen\AdyenException', get_class($e));
+		$this->assertEquals('Missing the following fields: reference', $e->getMessage());
+
+	}
+
+	public function testStoreDetailAndSubmitPayoutThirdPartyBadPaymentMethod()
+	{
+		// initialize client
+		$client = $this->createPayoutClient();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "card": {
+                "number": "4111111111111111",
+                "expiryMonth": "08",
+                "expiryYear": "2018",
+                "cvc": "737",
+                "holderName": "John Smith"
+              },
+              "amount": {
+                "value": 1500,
+                "currency": "EUR"
+              },
+              "reference": "payout-test",
+              "recurring": {
+                "contract": "PAYOUT"
+              },
+              "shopperEmail": "john.smith@test.com",
+              "shopperReference": "johnsmithuniqueid",
+              "merchantAccount": "' . $this->_merchantAccount .'"
+            }';
+
+		$params = json_decode($json, true);
+		$e = null;
+		try {
+			$result = $service->storeDetailsAndSubmitThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+		// check if exception is correct
+		$this->assertEquals('Adyen\AdyenException', get_class($e));
+		$this->assertEquals('Missing the following fields: bank.iban,bank.ownerName,bank.countryCode', $e->getMessage());
+	}
+
+	public function testStoreDetailAndSubmitPayoutThirdPartyInvalidIban()
+	{
+		// initialize client
+		$client = $this->createPayoutClient();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "bank": {
+                "iban": "4111111111111111",
+                "ownerName": "John Smith",
+                "countryCode": "FR"
+              },
+              "amount": {
+                "value": 1500,
+                "currency": "EUR"
+              },
+              "reference": "payout-test",
+              "recurring": {
+                "contract": "PAYOUT"
+              },
+              "shopperEmail": "john.smith@test.com",
+              "shopperReference": "johnsmithuniqueid",
+              "merchantAccount": "' . $this->_merchantAccount .'"
+            }';
+
+		$params = json_decode($json, true);
+		$e = null;
+		try {
+			$result = $service->storeDetailsAndSubmitThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+
+		// check if exception is correct
+		$this->assertEquals('Adyen\AdyenException', get_class($e));
+		$this->assertEquals('Invalid iban', $e->getMessage());
+	}
+
+	public function testStoreDetailAndSubmitPayoutThirdPartySuccess()
+	{
+		// initialize client
+		$client = $this->createPayoutClient();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "bank": {
+                "iban": "FR14 2004 1010 0505 0001 3M02 606",
+                "ownerName": "John Smith",
+                "countryCode": "FR"
+              },
+              "amount": {
+                "value": 1500,
+                "currency": "EUR"
+              },
+              "reference": "payout-test",
+              "recurring": {
+                "contract": "PAYOUT"
+              },
+              "shopperEmail": "john.smith@test.com",
+              "shopperReference": "johnsmithuniqueid",
+              "merchantAccount": "' . $this->_merchantAccount .'"
+            }';
+
+		$params = json_decode($json, true);
+
+		try {
+			$result = $service->storeDetailsAndSubmitThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+		// must exists
+		$this->assertTrue(isset($result['resultCode']));
+
+		// Assert
+		$this->assertEquals('[payout-submit-received]', $result['resultCode']);
+
+		// return the result so this can be used in other test cases
+		return $result;
+
+	}
+
+	public function testSubmitPayoutThirdPartySuccess()
+	{
+		// initialize client
+		$client = $this->createPayoutClient();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "amount": {
+                "value": 1500,
+                "currency": "EUR"
+              },
+              "reference": "payout-test",
+              "recurring": {
+                "contract": "PAYOUT"
+              },
+              "shopperEmail": "john.smith@test.com",
+              "shopperReference": "johnsmithuniqueid",
+              "selectedRecurringDetailReference": "LATEST",
+              "merchantAccount": "' . $this->_merchantAccount .'"
+            }';
+
+		$params = json_decode($json, true);
+
+		try {
+			$result = $service->submitThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+		// must exists
+		$this->assertTrue(isset($result['resultCode']));
+
+		// Assert
+		$this->assertEquals('[payout-submit-received]', $result['resultCode']);
+
+		// return the result so this can be used in other test cases
+		return $result;
+	}
+
+	public function testSubmitPayoutThirdPartyBadRecurringDetailReference()
+	{
+		// initialize client
+		$client = $this->createPayoutClient();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "amount": {
+                "value": 1500,
+                "currency": "EUR"
+              },
+              "reference": "payout-test",
+              "recurring": {
+                "contract": "PAYOUT"
+              },
+              "shopperEmail": "john.smith@test.com",
+              "shopperReference": "johnsmithuniqueid",
+              "selectedRecurringDetailReference": "1234",
+              "merchantAccount": "' . $this->_merchantAccount .'"
+            }';
+
+		$params = json_decode($json, true);
+
+		$e = null;
+		try {
+			$result = $service->submitThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+		// check if exception is correct
+		$this->assertEquals('Adyen\AdyenException', get_class($e));
+		$this->assertEquals('PaymentDetail not found', $e->getMessage());
+	}
+
+	public function testConfirmPayoutThirdPartySuccess()
+	{
+		// initialize client
+		$client = $this->createReviewPayoutClient();
+
+		$submitted_payout = $this->testSubmitPayoutThirdPartySuccess();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "merchantAccount": "' . $this->_merchantAccount .'",
+              "originalReference": '.$submitted_payout['pspReference'].'
+            }';
+
+		$params = json_decode($json, true);
+
+		try {
+			$result = $service->confirmThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+		// must exists
+		$this->assertTrue(isset($result['pspReference']));
+
+		// Assert
+		$this->assertEquals('[payout-confirm-received]', $result['response']);
+
+		// return the result so this can be used in other test cases
+		return $result;
+	}
+
+	public function testConfirmPayoutThirdPartyInvalidReference()
+	{
+		// initialize client
+		$client = $this->createReviewPayoutClient();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "merchantAccount": "' . $this->_merchantAccount .'",
+              "originalReference": ""
+            }';
+
+		$params = json_decode($json, true);
+		$e = null;
+		try {
+			$result = $service->confirmThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+		// check if exception is correct
+		$this->assertEquals('Adyen\AdyenException', get_class($e));
+		$this->assertEquals('Missing the following values: originalReference', $e->getMessage());
+	}
+
+	public function testDeclinePayoutThirdPartySuccess()
+	{
+		// initialize client
+		$client = $this->createReviewPayoutClient();
+
+		$submitted_payout = $this->testSubmitPayoutThirdPartySuccess();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "merchantAccount": "' . $this->_merchantAccount .'",
+              "originalReference": '.$submitted_payout['pspReference'].'
+            }';
+
+		$params = json_decode($json, true);
+
+		try {
+			$result = $service->declineThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+		// must exists
+		$this->assertTrue(isset($result['pspReference']));
+
+		// Assert
+		$this->assertEquals('[payout-decline-received]', $result['response']);
+
+		// return the result so this can be used in other test cases
+		return $result;
+	}
+
+	public function testDeclinePayoutThirdPartyInvalidReference()
+	{
+		// initialize client
+		$client = $this->createReviewPayoutClient();
+
+		// initialize service
+		$service = new Service\Payout($client);
+
+		$json = '{
+              "merchantAccount": "' . $this->_merchantAccount .'",
+              "originalReference": ""
+            }';
+
+		$params = json_decode($json, true);
+		$e = null;
+		try {
+			$result = $service->declineThirdParty($params);
+		} catch (\Exception $e) {
+			$this->validateApiPermission($e);
+		}
+
+		// check if exception is correct
+		$this->assertEquals('Adyen\AdyenException', get_class($e));
+		$this->assertEquals('Missing the following values: originalReference', $e->getMessage());
+	}
+
+}
diff --git a/tests/TestCase.php b/tests/TestCase.php
index c5595e892..ab6c93e53 100644
--- a/tests/TestCase.php
+++ b/tests/TestCase.php
@@ -17,42 +17,116 @@ public function __construct()
     }
 
 
-    /**
-     * Mock client
-     *
-     * @return Adyen_Client
-     */
-    protected function createClient()
-    {
-        // load settings from .ini file
-        $settings = $this->_loadConfigIni();
-
-        // validate username, password and MERCHANTAccount
-
-        if(isset($settings['username']) && isset($settings['password'])) {
-
-            if($settings['username'] == "YOUR USERNAME"
-                || $settings['username'] == ""
-                || $settings['password'] == "YOUR PASSWORD"
-                || $settings['password'] == "")
-            {
-                $client = new \Adyen\Client();
-                $client->setApplicationName("My Test Application");
-                $client->setEnvironment(\Adyen\Environment::TEST);
-                $this->_skipTest();
-                return $client;
-            } else {
-                $client = new \Adyen\Client();
-                $client->setApplicationName("My Test Application");
-                $client->setUsername($settings['username']);
-                $client->setPassword($settings['password']);
-                $client->setEnvironment(\Adyen\Environment::TEST);
-                return $client;
-            }
-        } else {
-            $this->_skipTest();
-        }
-    }
+	/**
+	 * Mock client
+	 *
+	 * @return \Adyen\Client
+	 */
+	protected function createClient()
+	{
+		// load settings from .ini file
+		$settings = $this->_loadConfigIni();
+
+		// validate username, password and MERCHANTAccount
+
+		if(isset($settings['username']) && isset($settings['password'])) {
+
+			if($settings['username'] == "YOUR USERNAME"
+				|| $settings['username'] == ""
+				|| $settings['password'] == "YOUR PASSWORD"
+				|| $settings['password'] == "")
+			{
+				$client = new \Adyen\Client();
+				$client->setApplicationName("My Test Application");
+				$client->setEnvironment(\Adyen\Environment::TEST);
+				$this->_skipTest("Skipped the test. Configure your WebService Username and Password in the config");
+				return $client;
+			} else {
+				$client = new \Adyen\Client();
+				$client->setApplicationName("My Test Application");
+				$client->setUsername($settings['username']);
+				$client->setPassword($settings['password']);
+				$client->setEnvironment(\Adyen\Environment::TEST);
+				return $client;
+			}
+		} else {
+			$this->_skipTest("Skipped the test. Configure your WebService Username and Password in the config");
+		}
+	}
+
+	/**
+	 * Mock client for payout
+	 *
+	 * @return \Adyen\Client
+	 */
+	protected function createPayoutClient()
+	{
+		// load settings from .ini file
+		$settings = $this->_loadConfigIni();
+
+		// validate username, password and MERCHANTAccount
+
+		if(isset($settings['storePayoutUsername']) && isset($settings['storePayoutPassword'])) {
+
+			if($settings['storePayoutUsername'] == "YOUR STORE PAYOUT USERNAME"
+				|| $settings['storePayoutUsername'] == ""
+				|| $settings['storePayoutPassword'] == "YOUR STORE PAYOUT PASSWORD"
+				|| $settings['storePayoutPassword'] == "")
+			{
+				$client = new \Adyen\Client();
+				$client->setApplicationName("My Test Application");
+				$client->setEnvironment(\Adyen\Environment::TEST);
+				$this->_skipTest("Skipped the test. Configure your WebService Payout Username and Password in the config");
+				return $client;
+			} else {
+				$client = new \Adyen\Client();
+				$client->setApplicationName("My Test Application");
+				$client->setUsername($settings['storePayoutUsername']);
+				$client->setPassword($settings['storePayoutPassword']);
+				$client->setEnvironment(\Adyen\Environment::TEST);
+				return $client;
+			}
+		} else {
+			$this->_skipTest("Skipped the test. Configure your WebService Payout Username and Password in the config");
+		}
+	}
+
+	/**
+	 * Mock client for reviewing payout
+	 *
+	 * @return \Adyen\Client
+	 */
+	protected function createReviewPayoutClient()
+	{
+		// load settings from .ini file
+		$settings = $this->_loadConfigIni();
+
+		// validate username, password and MERCHANTAccount
+
+		if(isset($settings['reviewPayoutUsername']) && isset($settings['reviewPayoutPassword'])) {
+
+			if($settings['reviewPayoutUsername'] == "YOUR REVIEW PAYOUT USERNAME"
+				|| $settings['reviewPayoutUsername'] == ""
+				|| $settings['reviewPayoutPassword'] == "YOUR REVIEW PAYOUT PASSWORD"
+				|| $settings['reviewPayoutPassword'] == "")
+			{
+				$client = new \Adyen\Client();
+				$client->setApplicationName("My Test Application");
+				$client->setEnvironment(\Adyen\Environment::TEST);
+				$this->_skipTest("Skipped the test. Configure your WebService ReviewPayout Username and Password in the config");
+				return $client;
+			} else {
+				$client = new \Adyen\Client();
+				$client->setApplicationName("My Test Application");
+				$client->setUsername($settings['reviewPayoutUsername']);
+				$client->setPassword($settings['reviewPayoutPassword']);
+				$client->setEnvironment(\Adyen\Environment::TEST);
+				return $client;
+			}
+		} else {
+			$this->_skipTest("Skipped the test. Configure your WebService ReviewPayout Username and Password in the config");
+		}
+	}
 
 
     protected function createClientWithMerchantAccount()
@@ -63,7 +137,7 @@ protected function createClientWithMerchantAccount()
         $settings = $this->_loadConfigIni();
 
         if(!isset($settings['merchantAccount']) || $settings['merchantAccount'] == 'YOUR MERCHANTACCOUNT') {
-            $this->_skipTest();
+            $this->_skipTest("Skipped the test. Configure your MerchantAccount in the config");
             return null;
         }
 
@@ -86,7 +160,7 @@ protected function getSkinCode()
     {
         $settings = $this->_loadConfigIni();
 
-        if(!isset($settings['skinCode']) || $settings['merchantAccount'] == 'YOUR SKINCODE') {
+        if(!isset($settings['skinCode']) || $settings['skinCode'] == 'YOUR SKIN CODE') {
             return null;
         }
 
@@ -110,11 +184,17 @@ protected function _loadConfigIni()
     }
 
 
-    protected function _skipTest()
+    protected function _skipTest($msg)
     {
-        $this->markTestSkipped("Skipped the test. Configure your WebService Username, Password and MerchantAccount in the config");
+        $this->markTestSkipped($msg);
     }
 
+	protected function _needSkinCode() {
+		if (!$this->_skinCode) {
+			$this->_skipTest("Skipped the test. Configure your SkinCode in the config");
+		}
+	}
+
     public function validateApiPermission($e)
     {
         // it is possible you do not have permission to use full API then switch over to CSE
diff --git a/tests/config/test.ini b/tests/config/test.ini
index 78da9a701..928280fec 100644
--- a/tests/config/test.ini
+++ b/tests/config/test.ini
@@ -4,3 +4,8 @@ password = "YOUR PASSWORD"
 merchantAccount = YOUR MERCHANT ACCOUNT
 skinCode = YOUR SKIN CODE
 hmacSignature = YOUR HMAC SIGNATURE
+
+storePayoutUsername = YOUR STORE PAYOUT USERNAME
+storePayoutPassword = "YOUR STORE PAYOUT PASSWORD"
+reviewPayoutUsername = YOUR REVIEW PAYOUT USERNAME
+reviewPayoutPassword = "YOUR REVIEW PAYOUT PASSWORD"